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At U.S. Century Bank, we want to Welcome YOU home with a Home Mortgage Loan that is right for you. You can count on US to help you every step of the way with our knowledgeable Home Mortgage Lending Team. Another way we work TOGETHER to make our community a place where families prosper and businesses grow!
Whatever your reason for buying a home, at U.S. Century Bank we have a Home Mortgage for you and we have the expertise to answer all your questions and explain all your options. We offer very competitive interest rates on both Fixed Rate and Adjustable Rate loans and help you find the right one to meet your budget needs. From application to closing, we have a clear, straightforward, easy to understand process to get you into that home as easily and quickly as possible.
Our First Time Homebuyer Programs are available if you’ve never owned your own home offering unique benefits to give you an affordable home mortgage including a low fixed rate for qualified applicants, local government programs for low to moderate income homebuyers, and down payment assistance programs through government agencies.
In our diverse South Florida community, we’re proud to welcome visitors from all over the world and when ready to purchase property here, we’re ready to help with Home Mortgage Loans for Foreign Nationals (Non-Resident Aliens). We offer adjustable and fixed rate mortgage options, jumbo loans, and loans for either primary or vacation residences and investment properties.
At U.S. Century Bank, we also have the expertise and experience for specialized financing for buying second homes and investment property. South Florida Real Estate has a history of long term success and our special programs help you take advantage of opportunities and maximize your returns with the right financing options. We finance single family, multifamily, and condominiums with our broad array of loan options.
Refinancing your current home mortgage loan with a U.S. Century Bank Home Mortgage can be a very smart financial decision. Talk with us to see if you can lower your rate and your payment with one of our refinance loan options. Take advantage of the appreciation of your home to take out cash for any worthwhile purpose. You can use the added value in your home for home improvements, financing college education, making investments, and more.
Get Started Today!
Call or Visit your nearest U.S. Century location
Residential products are offered in partnership with First Equity Mortgage Bankers, Inc (FEMBI Mortgage) NMLS #162197
Subject to credit approval and program availability.
*Whether you are buying a house or refinancing your mortgage, this information can help you decide if an interest-only mortgage or a payment option mortgage is right for you. These mortgages can be complicated. If you do not understand how they work, you should not sign any loan contracts, and you might want to consider other types of loans.
Interest Only Mortgages allow you to pay only the interest on the money you borrowed for the first few years of the mortgage (the “interest-only period”).
If you pay only the amount due, then at the end of the interest-only period:
Get Started Today!
Visit a U.S. Century Location near you or Call our Home Mortgage Loan Expert Line: 305.715.5200
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